Call reports 2002
JAMESTOWN STATE BANK — 2002
What JAMESTOWN STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 18,196,000 | 17,879,000 | 18,223,000 | 17,748,000 |
| Total loans | 5,300,000 | 5,173,000 | 4,910,000 | 5,324,000 |
| Allowance for loan losses | 330,000 | 330,000 | 330,000 | 330,000 |
| Securities available for sale | 9,902,000 | 9,734,000 | 11,493,000 | 11,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,451,000 | 12,953,000 | 13,132,000 | 12,743,000 |
| Interest-bearing deposits | 11,873,000 | 11,437,000 | 11,533,000 | 11,165,000 |
| Noninterest-bearing deposits | 1,578,000 | 1,516,000 | 1,599,000 | 1,578,000 |
| Equity capital | 3,903,000 | 4,066,000 | 4,177,000 | 4,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 238,000 | 485,000 | 722,000 | 937,000 |
| Interest expense | 99,000 | 185,000 | 265,000 | 336,000 |
| Net interest income | 139,000 | 300,000 | 457,000 | 601,000 |
| Noninterest income | 9,000 | 18,000 | 27,000 | 38,000 |
| Noninterest expense | 87,000 | 184,000 | 282,000 | 455,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 61,000 | 148,000 | 216,000 | 198,000 |
| Income tax | 6,000 | 8,000 | 31,000 | -9,000 |
| Net income | 55,000 | 140,000 | 185,000 | 207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,791,000 | 3,876,000 | 3,922,000 | 3,943,000 |
| Total capital | 3,881,000 | 3,967,000 | 4,023,000 | 4,060,000 |
| Risk-weighted assets | 6,987,000 | 7,040,000 | 8,083,000 | 9,183,000 |