Call reports 2001
JAMESTOWN STATE BANK — 2001
What JAMESTOWN STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 16,541,000 | 16,346,000 | 16,956,000 | 17,476,000 |
| Total loans | 5,405,000 | 5,784,000 | 5,545,000 | 5,641,000 |
| Allowance for loan losses | 330,000 | 330,000 | 330,000 | 330,000 |
| Securities available for sale | 9,267,000 | 9,110,000 | 8,850,000 | 9,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,031,000 | 11,730,000 | 12,212,000 | 12,794,000 |
| Interest-bearing deposits | 10,454,000 | 10,447,000 | 10,642,000 | 11,016,000 |
| Noninterest-bearing deposits | 1,577,000 | 1,283,000 | 1,570,000 | 1,778,000 |
| Equity capital | 3,671,000 | 3,781,000 | 3,885,000 | 3,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 270,000 | 531,000 | 799,000 | 1,049,000 |
| Interest expense | 111,000 | 219,000 | 325,000 | 429,000 |
| Net interest income | 159,000 | 312,000 | 474,000 | 620,000 |
| Noninterest income | 7,000 | 17,000 | 23,000 | 31,000 |
| Noninterest expense | 90,000 | 175,000 | 260,000 | 442,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 81,000 | 159,000 | 242,000 | 214,000 |
| Income tax | 16,000 | 32,000 | 48,000 | 9,000 |
| Net income | 65,000 | 127,000 | 194,000 | 205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,608,000 | 3,670,000 | 3,737,000 | 3,748,000 |
| Total capital | 3,695,000 | 3,761,000 | 3,827,000 | 3,840,000 |
| Risk-weighted assets | 6,746,000 | 7,058,000 | 6,989,000 | 7,156,000 |