Call reports 2019
GRUVER STATE BANK — 2019
What GRUVER STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Total assets | 73,547,000 | 72,051,000 |
| Total loans | 40,191,000 | 45,409,000 |
| Allowance for loan losses | 485,000 | 485,000 |
| Securities available for sale | 19,554,000 | 18,873,000 |
| Securities held to maturity | 253,000 | 253,000 |
| Trading assets | 0 | 0 |
| Total deposits | 57,251,000 | 54,222,000 |
| Interest-bearing deposits | 41,637,000 | 38,259,000 |
| Noninterest-bearing deposits | 15,614,000 | 15,963,000 |
| Equity capital | 8,049,000 | 8,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Interest income | 794,000 | 1,589,000 |
| Interest expense | 122,000 | 259,000 |
| Net interest income | 672,000 | 1,330,000 |
| Noninterest income | 77,000 | 207,000 |
| Noninterest expense | 455,000 | 844,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 294,000 | 693,000 |
| Income tax | 0 | 0 |
| Net income | 294,000 | 693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Tier 1 capital | 8,336,000 | 8,515,000 |
| Total capital | 8,821,000 | 9,000,000 |
| Risk-weighted assets | 45,322,000 | 50,150,000 |