Call reports 2018
GRUVER STATE BANK — 2018
What GRUVER STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 67,612,000 | 67,411,000 | 69,177,000 | 68,552,000 |
| Total loans | 35,963,000 | 38,285,000 | 41,991,000 | 40,259,000 |
| Allowance for loan losses | 463,000 | 466,000 | 471,000 | 483,000 |
| Securities available for sale | 19,646,000 | 20,629,000 | 19,550,000 | 18,962,000 |
| Securities held to maturity | 314,000 | 314,000 | 313,000 | 313,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,148,000 | 56,368,000 | 56,054,000 | 57,629,000 |
| Interest-bearing deposits | 41,506,000 | 40,571,000 | 40,855,000 | 42,011,000 |
| Noninterest-bearing deposits | 16,642,000 | 15,797,000 | 15,200,000 | 15,618,000 |
| Equity capital | 7,271,000 | 7,303,000 | 7,339,000 | 7,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 713,000 | 1,402,000 | 2,153,000 | 2,950,000 |
| Interest expense | 89,000 | 176,000 | 290,000 | 414,000 |
| Net interest income | 624,000 | 1,226,000 | 1,863,000 | 2,536,000 |
| Noninterest income | 160,000 | 228,000 | 296,000 | 360,000 |
| Noninterest expense | 406,000 | 790,000 | 1,170,000 | 1,606,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 378,000 | 664,000 | 989,000 | 1,290,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 378,000 | 664,000 | 989,000 | 1,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,890,000 | 7,996,000 | 8,141,000 | 8,263,000 |
| Total capital | 8,353,000 | 8,462,000 | 8,612,000 | 8,746,000 |
| Risk-weighted assets | 41,085,000 | 42,706,000 | 46,006,000 | 44,191,000 |