Call reports 2017
GRUVER STATE BANK — 2017
What GRUVER STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 68,417,000 | 67,316,000 | 71,187,000 | 73,362,000 |
| Total loans | 39,093,000 | 40,712,000 | 40,716,000 | 38,393,000 |
| Allowance for loan losses | 604,000 | 306,000 | 204,000 | 442,000 |
| Securities available for sale | 18,844,000 | 18,044,000 | 18,124,000 | 20,743,000 |
| Securities held to maturity | 374,000 | 374,000 | 373,000 | 373,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,905,000 | 57,650,000 | 56,481,000 | 59,815,000 |
| Interest-bearing deposits | 45,408,000 | 43,393,000 | 40,895,000 | 43,382,000 |
| Noninterest-bearing deposits | 13,497,000 | 14,257,000 | 15,587,000 | 16,433,000 |
| Equity capital | 7,330,000 | 7,430,000 | 7,472,000 | 7,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 613,000 | 1,285,000 | 1,975,000 | 2,693,000 |
| Interest expense | 57,000 | 126,000 | 208,000 | 301,000 |
| Net interest income | 556,000 | 1,159,000 | 1,767,000 | 2,392,000 |
| Noninterest income | 65,000 | 127,000 | 188,000 | 252,000 |
| Noninterest expense | 389,000 | 784,000 | 1,180,000 | 1,542,000 |
| Provision for loan losses | 100,000 | 200,000 | 425,000 | 650,000 |
| Pretax income | 143,000 | 313,000 | 361,000 | 463,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 143,000 | 313,000 | 361,000 | 463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,553,000 | 7,542,000 | 7,593,000 | 7,693,000 |
| Total capital | 8,116,000 | 7,848,000 | 7,797,000 | 8,135,000 |
| Risk-weighted assets | 44,967,000 | 45,120,000 | 43,839,000 | 42,435,000 |