Call reports 2014
GRUVER STATE BANK — 2014
What GRUVER STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 61,652,000 | 65,420,000 | 67,452,000 | 68,849,000 |
| Total loans | 29,786,000 | 33,428,000 | 36,578,000 | 36,017,000 |
| Allowance for loan losses | 319,000 | 319,000 | 319,000 | 319,000 |
| Securities available for sale | 19,745,000 | 23,223,000 | 19,688,000 | 22,120,000 |
| Securities held to maturity | 1,311,000 | 1,032,000 | 828,000 | 828,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,542,000 | 50,607,000 | 55,021,000 | 56,401,000 |
| Interest-bearing deposits | 38,649,000 | 38,974,000 | 41,653,000 | 43,727,000 |
| Noninterest-bearing deposits | 11,893,000 | 11,633,000 | 13,368,000 | 12,674,000 |
| Equity capital | 6,891,000 | 7,080,000 | 7,189,000 | 7,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 557,000 | 1,114,000 | 1,707,000 | 2,310,000 |
| Interest expense | 59,000 | 117,000 | 175,000 | 232,000 |
| Net interest income | 498,000 | 997,000 | 1,532,000 | 2,078,000 |
| Noninterest income | 60,000 | 121,000 | 180,000 | 240,000 |
| Noninterest expense | 305,000 | 622,000 | 946,000 | 1,366,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 253,000 | 496,000 | 770,000 | 956,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 253,000 | 496,000 | 770,000 | 956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,010,000 | 7,064,000 | 7,251,000 | 7,203,000 |
| Total capital | 7,329,000 | 7,383,000 | 7,570,000 | 7,522,000 |
| Risk-weighted assets | 35,984,000 | 39,291,000 | 42,972,000 | 43,371,000 |