Call reports 2013
GRUVER STATE BANK — 2013
What GRUVER STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 69,082,000 | 64,653,000 | 65,293,000 | 63,878,000 |
| Total loans | 34,433,000 | 32,134,000 | 34,637,000 | 31,982,000 |
| Allowance for loan losses | 312,000 | 318,000 | 319,000 | 319,000 |
| Securities available for sale | 25,261,000 | 24,002,000 | 18,222,000 | 18,293,000 |
| Securities held to maturity | 1,929,000 | 1,929,000 | 1,729,000 | 1,729,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,932,000 | 52,854,000 | 54,302,000 | 53,015,000 |
| Interest-bearing deposits | 42,268,000 | 40,813,000 | 42,341,000 | 39,426,000 |
| Noninterest-bearing deposits | 12,664,000 | 12,041,000 | 11,961,000 | 13,589,000 |
| Equity capital | 6,920,000 | 6,548,000 | 6,734,000 | 6,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,135,000 | 1,686,000 | 2,262,000 |
| Interest expense | 74,000 | 148,000 | 217,000 | 280,000 |
| Net interest income | 500,000 | 987,000 | 1,469,000 | 1,982,000 |
| Noninterest income | 73,000 | 141,000 | 206,000 | 274,000 |
| Noninterest expense | 295,000 | 605,000 | 918,000 | 1,324,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 304,000 | 549,000 | 799,000 | 974,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 304,000 | 549,000 | 799,000 | 974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,830,000 | 6,823,000 | 6,911,000 | 6,888,000 |
| Total capital | 7,142,000 | 7,141,000 | 7,230,000 | 7,207,000 |
| Risk-weighted assets | 37,765,000 | 35,589,000 | 37,817,000 | 38,140,000 |