Call reports 2012
GRUVER STATE BANK — 2012
What GRUVER STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 62,784,000 | 65,075,000 | 64,197,000 | 69,150,000 |
| Total loans | 25,586,000 | 29,073,000 | 28,108,000 | 34,451,000 |
| Allowance for loan losses | 324,000 | 324,000 | 324,000 | 324,000 |
| Securities available for sale | 25,856,000 | 27,572,000 | 27,329,000 | 25,190,000 |
| Securities held to maturity | 1,582,000 | 1,583,000 | 1,315,000 | 1,316,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,458,000 | 52,598,000 | 51,428,000 | 56,172,000 |
| Interest-bearing deposits | 43,423,000 | 40,659,000 | 40,065,000 | 43,892,000 |
| Noninterest-bearing deposits | 12,035,000 | 11,939,000 | 11,363,000 | 12,280,000 |
| Equity capital | 7,205,000 | 7,244,000 | 7,726,000 | 6,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 540,000 | 1,085,000 | 1,662,000 | 2,234,000 |
| Interest expense | 90,000 | 174,000 | 254,000 | 333,000 |
| Net interest income | 450,000 | 911,000 | 1,408,000 | 1,901,000 |
| Noninterest income | 69,000 | 131,000 | 195,000 | 263,000 |
| Noninterest expense | 282,000 | 585,000 | 889,000 | 1,274,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 237,000 | 508,000 | 765,000 | 941,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 237,000 | 508,000 | 765,000 | 941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,922,000 | 7,012,000 | 7,270,000 | 6,559,000 |
| Total capital | 7,246,000 | 7,336,000 | 7,594,000 | 6,883,000 |
| Risk-weighted assets | 33,067,000 | 36,021,000 | 35,091,000 | 38,335,000 |