Call reports 2011
GRUVER STATE BANK — 2011
What GRUVER STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 56,275,000 | 54,752,000 | 57,737,000 | 61,353,000 |
| Total loans | 24,881,000 | 25,623,000 | 27,016,000 | 25,730,000 |
| Allowance for loan losses | 322,000 | 323,000 | 324,000 | 324,000 |
| Securities available for sale | 21,439,000 | 21,336,000 | 19,953,000 | 22,987,000 |
| Securities held to maturity | 1,777,000 | 1,778,000 | 1,779,000 | 1,780,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,145,000 | 46,738,000 | 50,379,000 | 54,176,000 |
| Interest-bearing deposits | 37,530,000 | 35,930,000 | 39,867,000 | 42,378,000 |
| Noninterest-bearing deposits | 11,615,000 | 10,808,000 | 10,512,000 | 11,798,000 |
| Equity capital | 6,962,000 | 7,181,000 | 7,212,000 | 7,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 500,000 | 1,023,000 | 1,570,000 | 2,117,000 |
| Interest expense | 100,000 | 194,000 | 287,000 | 380,000 |
| Net interest income | 400,000 | 829,000 | 1,283,000 | 1,737,000 |
| Noninterest income | 73,000 | 143,000 | 212,000 | 276,000 |
| Noninterest expense | 287,000 | 578,000 | 868,000 | 1,228,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 186,000 | 394,000 | 682,000 | 869,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 186,000 | 394,000 | 682,000 | 869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,705,000 | 6,769,000 | 6,883,000 | 6,825,000 |
| Total capital | 7,027,000 | 7,092,000 | 7,207,000 | 7,149,000 |
| Risk-weighted assets | 31,382,000 | 31,274,000 | 33,586,000 | 33,005,000 |