Call reports 2009
GRUVER STATE BANK — 2009
What GRUVER STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 50,257,000 | 46,487,000 | 49,038,000 | 51,981,000 |
| Total loans | 21,107,000 | 22,436,000 | 22,693,000 | 24,535,000 |
| Allowance for loan losses | 245,000 | 227,000 | 264,000 | 263,000 |
| Securities available for sale | 15,315,000 | 15,895,000 | 15,935,000 | 17,803,000 |
| Securities held to maturity | 2,395,000 | 2,373,000 | 2,021,000 | 2,005,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,614,000 | 39,773,000 | 42,202,000 | 44,860,000 |
| Interest-bearing deposits | 35,111,000 | 31,864,000 | 34,971,000 | 36,901,000 |
| Noninterest-bearing deposits | 8,503,000 | 7,909,000 | 7,231,000 | 7,959,000 |
| Equity capital | 6,484,000 | 6,502,000 | 6,663,000 | 6,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 524,000 | 1,034,000 | 1,541,000 | 2,069,000 |
| Interest expense | 141,000 | 269,000 | 385,000 | 502,000 |
| Net interest income | 383,000 | 765,000 | 1,156,000 | 1,567,000 |
| Noninterest income | 56,000 | 116,000 | 181,000 | 246,000 |
| Noninterest expense | 269,000 | 579,000 | 855,000 | 1,183,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 170,000 | 372,000 | 552,000 | 700,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 170,000 | 372,000 | 552,000 | 700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,042,000 | 6,247,000 | 6,207,000 | 6,354,000 |
| Total capital | 6,287,000 | 6,474,000 | 6,471,000 | 6,617,000 |
| Risk-weighted assets | 29,969,000 | 29,095,000 | 29,043,000 | 31,065,000 |