Call reports 2002
GRUVER STATE BANK — 2002
What GRUVER STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 31,128,000 | 29,377,000 | 29,379,000 | 31,261,000 |
| Total loans | 15,493,000 | 15,600,000 | 16,876,000 | 16,740,000 |
| Allowance for loan losses | 181,000 | 183,000 | 193,000 | 194,000 |
| Securities available for sale | 9,099,000 | 9,142,000 | 8,712,000 | 8,861,000 |
| Securities held to maturity | 715,000 | 691,000 | 686,000 | 681,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,127,000 | 24,345,000 | 24,233,000 | 26,195,000 |
| Interest-bearing deposits | 21,504,000 | 19,073,000 | 19,586,000 | 20,990,000 |
| Noninterest-bearing deposits | 4,623,000 | 5,272,000 | 4,647,000 | 5,205,000 |
| Equity capital | 4,851,000 | 4,908,000 | 5,032,000 | 4,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 424,000 | 836,000 | 1,252,000 | 1,670,000 |
| Interest expense | 148,000 | 268,000 | 379,000 | 492,000 |
| Net interest income | 276,000 | 568,000 | 873,000 | 1,178,000 |
| Noninterest income | 31,000 | 60,000 | 91,000 | 117,000 |
| Noninterest expense | 223,000 | 454,000 | 694,000 | 947,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 84,000 | 174,000 | 270,000 | 348,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 84,000 | 174,000 | 270,000 | 348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,719,000 | 4,659,000 | 4,756,000 | 4,737,000 |
| Total capital | 4,900,000 | 4,842,000 | 4,949,000 | 4,931,000 |
| Risk-weighted assets | 20,053,000 | 18,944,000 | 20,157,000 | 20,972,000 |