Call reports 2001
GRUVER STATE BANK — 2001
What GRUVER STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 33,221,000 | 31,304,000 | 30,414,000 | 32,118,000 |
| Total loans | 14,934,000 | 15,065,000 | 15,264,000 | 17,052,000 |
| Allowance for loan losses | 196,000 | 172,000 | 172,000 | 178,000 |
| Securities available for sale | 11,155,000 | 10,576,000 | 8,233,000 | 8,850,000 |
| Securities held to maturity | 1,360,000 | 799,000 | 751,000 | 708,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,285,000 | 26,235,000 | 25,378,000 | 27,146,000 |
| Interest-bearing deposits | 23,321,000 | 21,197,000 | 20,653,000 | 21,562,000 |
| Noninterest-bearing deposits | 4,964,000 | 5,038,000 | 4,725,000 | 5,584,000 |
| Equity capital | 4,712,000 | 4,859,000 | 4,841,000 | 4,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 607,000 | 1,189,000 | 1,719,000 | 2,200,000 |
| Interest expense | 265,000 | 507,000 | 750,000 | 951,000 |
| Net interest income | 342,000 | 682,000 | 969,000 | 1,249,000 |
| Noninterest income | 31,000 | 58,000 | 83,000 | 112,000 |
| Noninterest expense | 219,000 | 428,000 | 643,000 | 896,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 154,000 | 312,000 | 409,000 | 460,000 |
| Income tax | 12,000 | 21,000 | 30,000 | 36,000 |
| Net income | 142,000 | 291,000 | 379,000 | 424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,502,000 | 4,652,000 | 4,590,000 | 4,635,000 |
| Total capital | 4,698,000 | 4,824,000 | 4,762,000 | 4,813,000 |
| Risk-weighted assets | 18,984,000 | 18,622,000 | 18,494,000 | 20,366,000 |