Call reports 2025
GRINNELL STATE BANK — 2025
What GRINNELL STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 505,193,000 | 500,003,000 | 483,009,000 | 500,279,000 |
| Total loans | 385,183,000 | 378,147,000 | 367,554,000 | 360,829,000 |
| Allowance for loan losses | 3,924,000 | 4,917,000 | 4,917,000 | 4,831,000 |
| Securities available for sale | 92,005,000 | 91,210,000 | 91,462,000 | 88,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,855,000 | 333,572,000 | 320,064,000 | 347,946,000 |
| Interest-bearing deposits | 260,158,000 | 250,997,000 | 240,221,000 | 272,449,000 |
| Noninterest-bearing deposits | 82,697,000 | 82,575,000 | 79,843,000 | 75,497,000 |
| Equity capital | 42,659,000 | 43,409,000 | 46,295,000 | 48,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,691,000 | 13,514,000 | 20,537,000 | 27,511,000 |
| Interest expense | 2,878,000 | 5,804,000 | 8,707,000 | 11,541,000 |
| Net interest income | 3,813,000 | 7,710,000 | 11,830,000 | 15,970,000 |
| Noninterest income | 404,000 | 851,000 | 1,313,000 | 1,762,000 |
| Noninterest expense | 2,595,000 | 5,075,000 | 7,780,000 | 10,750,000 |
| Provision for loan losses | 0 | 993,000 | 993,000 | 993,000 |
| Pretax income | 1,622,000 | 2,493,000 | 4,371,000 | 5,969,000 |
| Income tax | 383,000 | 836,000 | 1,070,000 | 1,274,000 |
| Net income | 1,239,000 | 1,657,000 | 3,301,000 | 4,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,351,000 | 56,469,000 | 57,814,000 | 58,934,000 |
| Total capital | 60,275,000 | 61,386,000 | 62,731,000 | 63,765,000 |
| Risk-weighted assets | 401,484,000 | 405,617,000 | 417,907,000 | 391,181,000 |