Call reports 2019
GRINNELL STATE BANK — 2019
What GRINNELL STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 320,662,000 | 323,960,000 | 318,751,000 | 325,518,000 |
| Total loans | 240,746,000 | 243,786,000 | 249,623,000 | 251,758,000 |
| Allowance for loan losses | 2,440,000 | 2,440,000 | 2,471,000 | 2,556,000 |
| Securities available for sale | 58,859,000 | 51,669,000 | 46,340,000 | 43,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,336,000 | 248,081,000 | 244,010,000 | 256,308,000 |
| Interest-bearing deposits | 186,601,000 | 184,341,000 | 186,040,000 | 195,133,000 |
| Noninterest-bearing deposits | 58,735,000 | 63,740,000 | 57,971,000 | 61,175,000 |
| Equity capital | 39,437,000 | 40,519,000 | 41,299,000 | 41,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,407,000 | 6,923,000 | 10,489,000 | 14,029,000 |
| Interest expense | 633,000 | 1,286,000 | 2,090,000 | 2,861,000 |
| Net interest income | 2,774,000 | 5,637,000 | 8,399,000 | 11,168,000 |
| Noninterest income | 308,000 | 653,000 | 999,000 | 1,356,000 |
| Noninterest expense | 1,964,000 | 3,859,000 | 5,746,000 | 7,707,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 1,118,000 | 2,430,000 | 3,762,000 | 4,863,000 |
| Income tax | 269,000 | 601,000 | 935,000 | 1,112,000 |
| Net income | 849,000 | 1,829,000 | 2,827,000 | 3,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,777,000 | 39,487,000 | 40,216,000 | 40,938,000 |
| Total capital | 41,217,000 | 41,927,000 | 42,687,000 | 43,494,000 |
| Risk-weighted assets | 255,263,000 | 259,059,000 | 265,523,000 | 266,742,000 |