Call reports 2015
GRINNELL STATE BANK — 2015
What GRINNELL STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 285,720,000 | 297,556,000 | 296,575,000 | 303,638,000 |
| Total loans | 193,240,000 | 206,761,000 | 209,816,000 | 213,793,000 |
| Allowance for loan losses | 1,914,000 | 2,021,000 | 2,022,000 | 2,044,000 |
| Securities available for sale | 64,346,000 | 65,236,000 | 63,302,000 | 63,040,000 |
| Securities held to maturity | 704,000 | 672,000 | 670,000 | 668,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,831,000 | 232,981,000 | 222,136,000 | 238,233,000 |
| Interest-bearing deposits | 171,620,000 | 179,236,000 | 164,632,000 | 180,611,000 |
| Noninterest-bearing deposits | 52,211,000 | 53,745,000 | 57,504,000 | 57,622,000 |
| Equity capital | 33,480,000 | 33,426,000 | 34,476,000 | 34,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,743,000 | 5,588,000 | 8,647,000 | 11,753,000 |
| Interest expense | 263,000 | 558,000 | 859,000 | 1,170,000 |
| Net interest income | 2,480,000 | 5,030,000 | 7,788,000 | 10,583,000 |
| Noninterest income | 425,000 | 814,000 | 1,740,000 | 2,405,000 |
| Noninterest expense | 2,125,000 | 3,998,000 | 6,030,000 | 7,886,000 |
| Provision for loan losses | 0 | 100,000 | 399,000 | 686,000 |
| Pretax income | 793,000 | 1,643,000 | 2,996,000 | 4,257,000 |
| Income tax | 217,000 | 568,000 | 842,000 | 1,294,000 |
| Net income | 576,000 | 1,075,000 | 2,154,000 | 2,963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,702,000 | 32,990,000 | 33,860,000 | 34,459,000 |
| Total capital | 34,616,000 | 35,011,000 | 35,882,000 | 36,503,000 |
| Risk-weighted assets | 220,656,000 | 231,705,000 | 234,359,000 | 235,710,000 |