Call reports 2014
GRINNELL STATE BANK — 2014
What GRINNELL STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 286,129,000 | 275,821,000 | 273,989,000 | 288,639,000 |
| Total loans | 182,406,000 | 178,725,000 | 177,730,000 | 190,413,000 |
| Allowance for loan losses | 1,783,000 | 1,729,000 | 1,850,000 | 1,857,000 |
| Securities available for sale | 73,513,000 | 70,409,000 | 71,911,000 | 69,087,000 |
| Securities held to maturity | 742,000 | 710,000 | 708,000 | 706,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,245,000 | 220,400,000 | 218,270,000 | 228,657,000 |
| Interest-bearing deposits | 181,782,000 | 167,361,000 | 166,877,000 | 174,621,000 |
| Noninterest-bearing deposits | 51,463,000 | 53,039,000 | 51,393,000 | 54,036,000 |
| Equity capital | 30,688,000 | 31,453,000 | 31,934,000 | 32,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,739,000 | 5,577,000 | 8,353,000 | 11,098,000 |
| Interest expense | 262,000 | 543,000 | 820,000 | 1,089,000 |
| Net interest income | 2,477,000 | 5,034,000 | 7,533,000 | 10,009,000 |
| Noninterest income | 398,000 | 678,000 | 1,098,000 | 1,699,000 |
| Noninterest expense | 2,165,000 | 4,053,000 | 5,941,000 | 7,815,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 760,000 | 1,715,000 | 2,645,000 | 3,845,000 |
| Income tax | 232,000 | 574,000 | 795,000 | 964,000 |
| Net income | 528,000 | 1,141,000 | 1,850,000 | 2,881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,522,000 | 30,955,000 | 31,484,000 | 32,335,000 |
| Total capital | 32,305,000 | 32,684,000 | 33,334,000 | 34,192,000 |
| Risk-weighted assets | 202,819,000 | 198,169,000 | 197,779,000 | 211,882,000 |