Call reports 2013
GRINNELL STATE BANK — 2013
What GRINNELL STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 270,553,000 | 266,777,000 | 259,428,000 | 277,541,000 |
| Total loans | 159,558,000 | 164,811,000 | 162,881,000 | 175,132,000 |
| Allowance for loan losses | 766,000 | 1,320,000 | 1,366,000 | 1,718,000 |
| Securities available for sale | 75,263,000 | 69,831,000 | 71,972,000 | 71,424,000 |
| Securities held to maturity | 783,000 | 747,000 | 745,000 | 743,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,863,000 | 214,862,000 | 204,940,000 | 224,967,000 |
| Interest-bearing deposits | 158,822,000 | 152,156,000 | 147,769,000 | 173,994,000 |
| Noninterest-bearing deposits | 59,041,000 | 62,706,000 | 57,171,000 | 50,973,000 |
| Equity capital | 29,730,000 | 28,776,000 | 29,679,000 | 30,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,784,000 | 5,399,000 | 8,059,000 | 10,798,000 |
| Interest expense | 297,000 | 554,000 | 805,000 | 1,050,000 |
| Net interest income | 2,487,000 | 4,845,000 | 7,254,000 | 9,748,000 |
| Noninterest income | 1,251,000 | 2,633,000 | 3,158,000 | 3,981,000 |
| Noninterest expense | 2,212,000 | 4,124,000 | 6,002,000 | 8,062,000 |
| Provision for loan losses | 0 | 600,000 | 600,000 | 600,000 |
| Pretax income | 1,742,000 | 2,885,000 | 3,942,000 | 5,084,000 |
| Income tax | 272,000 | 1,140,000 | 1,387,000 | 1,678,000 |
| Net income | 1,470,000 | 1,745,000 | 2,555,000 | 3,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,778,000 | 28,873,000 | 29,503,000 | 30,174,000 |
| Total capital | 29,544,000 | 30,193,000 | 30,869,000 | 31,892,000 |
| Risk-weighted assets | 175,527,000 | 180,995,000 | 180,145,000 | 193,610,000 |