Call reports 2012
GRINNELL STATE BANK — 2012
What GRINNELL STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 268,814,000 | 263,454,000 | 271,262,000 | 272,374,000 |
| Total loans | 163,076,000 | 160,988,000 | 159,722,000 | 154,786,000 |
| Allowance for loan losses | 832,000 | 890,000 | 917,000 | 745,000 |
| Securities available for sale | 60,867,000 | 65,264,000 | 73,129,000 | 75,523,000 |
| Securities held to maturity | 1,384,000 | 1,350,000 | 784,000 | 781,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,798,000 | 213,380,000 | 218,075,000 | 217,093,000 |
| Interest-bearing deposits | 163,400,000 | 159,679,000 | 162,231,000 | 160,323,000 |
| Noninterest-bearing deposits | 54,398,000 | 53,701,000 | 55,844,000 | 56,770,000 |
| Equity capital | 27,261,000 | 27,892,000 | 28,335,000 | 28,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,867,000 | 5,836,000 | 8,720,000 | 11,587,000 |
| Interest expense | 432,000 | 813,000 | 1,164,000 | 1,491,000 |
| Net interest income | 2,435,000 | 5,023,000 | 7,556,000 | 10,096,000 |
| Noninterest income | 407,000 | 796,000 | 1,188,000 | 1,473,000 |
| Noninterest expense | 2,267,000 | 4,541,000 | 6,483,000 | 8,528,000 |
| Provision for loan losses | 59,000 | 0 | 0 | 0 |
| Pretax income | 520,000 | 1,282,000 | 2,265,000 | 3,045,000 |
| Income tax | 90,000 | 253,000 | 764,000 | 966,000 |
| Net income | 430,000 | 1,029,000 | 1,501,000 | 2,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,379,000 | 26,798,000 | 27,090,000 | 27,488,000 |
| Total capital | 27,211,000 | 27,688,000 | 28,007,000 | 28,233,000 |
| Risk-weighted assets | 230,837,000 | 177,352,000 | 176,338,000 | 171,669,000 |