Call reports 2011
GRINNELL STATE BANK — 2011
What GRINNELL STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 166,781,000 | 171,825,000 | 170,968,000 | 268,224,000 |
| Total loans | 117,258,000 | 115,692,000 | 111,083,000 | 162,136,000 |
| Allowance for loan losses | 774,000 | 776,000 | 781,000 | 833,000 |
| Securities available for sale | 35,529,000 | 36,224,000 | 39,148,000 | 53,671,000 |
| Securities held to maturity | 1,438,000 | 1,401,000 | 1,396,000 | 1,390,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,823,000 | 133,755,000 | 132,481,000 | 217,666,000 |
| Interest-bearing deposits | 103,368,000 | 104,208,000 | 103,510,000 | 162,016,000 |
| Noninterest-bearing deposits | 28,455,000 | 29,547,000 | 28,971,000 | 55,650,000 |
| Equity capital | 22,060,000 | 22,665,000 | 23,239,000 | 27,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,146,000 | 4,319,000 | 6,438,000 | 8,962,000 |
| Interest expense | 457,000 | 893,000 | 1,309,000 | 1,716,000 |
| Net interest income | 1,689,000 | 3,426,000 | 5,129,000 | 7,246,000 |
| Noninterest income | 229,000 | 480,000 | 688,000 | 6,352,000 |
| Noninterest expense | 1,278,000 | 2,431,000 | 3,644,000 | 5,411,000 |
| Provision for loan losses | 0 | 0 | 0 | 8,000 |
| Pretax income | 658,000 | 1,477,000 | 2,175,000 | 8,178,000 |
| Income tax | 236,000 | 514,000 | 731,000 | 2,718,000 |
| Net income | 422,000 | 963,000 | 1,444,000 | 5,460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,507,000 | 21,915,000 | 22,262,000 | 26,129,000 |
| Total capital | 22,281,000 | 22,691,000 | 23,043,000 | 26,962,000 |
| Risk-weighted assets | 147,673,000 | 148,511,000 | 147,144,000 | 221,006,000 |