Call reports 2010
GRINNELL STATE BANK — 2010
What GRINNELL STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 161,662,000 | 169,859,000 | 168,059,000 | 166,506,000 |
| Total loans | 117,928,000 | 116,115,000 | 117,489,000 | 113,647,000 |
| Allowance for loan losses | 811,000 | 853,000 | 744,000 | 771,000 |
| Securities available for sale | 27,692,000 | 34,020,000 | 34,720,000 | 36,115,000 |
| Securities held to maturity | 921,000 | 336,000 | 1,603,000 | 1,442,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,185,000 | 135,109,000 | 131,593,000 | 132,047,000 |
| Interest-bearing deposits | 102,001,000 | 107,647,000 | 105,572,000 | 105,799,000 |
| Noninterest-bearing deposits | 25,184,000 | 27,462,000 | 26,021,000 | 26,248,000 |
| Equity capital | 20,775,000 | 21,284,000 | 21,808,000 | 21,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,177,000 | 4,399,000 | 6,644,000 | 8,847,000 |
| Interest expense | 534,000 | 1,049,000 | 1,542,000 | 2,025,000 |
| Net interest income | 1,643,000 | 3,350,000 | 5,102,000 | 6,822,000 |
| Noninterest income | 230,000 | 474,000 | 671,000 | 875,000 |
| Noninterest expense | 1,172,000 | 2,308,000 | 3,633,000 | 4,781,000 |
| Provision for loan losses | 25,000 | 75,000 | 100,000 | 250,000 |
| Pretax income | 763,000 | 1,528,000 | 2,127,000 | 2,753,000 |
| Income tax | 279,000 | 521,000 | 718,000 | 842,000 |
| Net income | 484,000 | 1,007,000 | 1,409,000 | 1,911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,191,000 | 20,581,000 | 20,849,000 | 21,218,000 |
| Total capital | 21,002,000 | 21,434,000 | 21,593,000 | 21,989,000 |
| Risk-weighted assets | 142,797,000 | 143,666,000 | 147,130,000 | 145,163,000 |