Call reports 2009
GRINNELL STATE BANK — 2009
What GRINNELL STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 144,239,000 | 146,218,000 | 152,207,000 | 157,359,000 |
| Total loans | 102,881,000 | 107,239,000 | 113,748,000 | 117,624,000 |
| Allowance for loan losses | 673,000 | 683,000 | 737,000 | 786,000 |
| Securities available for sale | 27,343,000 | 24,755,000 | 24,874,000 | 24,856,000 |
| Securities held to maturity | 2,047,000 | 1,022,000 | 1,021,000 | 921,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,581,000 | 113,459,000 | 117,270,000 | 122,520,000 |
| Interest-bearing deposits | 93,326,000 | 93,454,000 | 93,820,000 | 99,488,000 |
| Noninterest-bearing deposits | 19,255,000 | 20,005,000 | 23,450,000 | 23,032,000 |
| Equity capital | 19,867,000 | 20,102,000 | 20,708,000 | 20,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,096,000 | 4,173,000 | 6,310,000 | 8,517,000 |
| Interest expense | 570,000 | 1,133,000 | 1,676,000 | 2,219,000 |
| Net interest income | 1,526,000 | 3,040,000 | 4,634,000 | 6,298,000 |
| Noninterest income | 234,000 | 444,000 | 678,000 | 905,000 |
| Noninterest expense | 1,135,000 | 2,237,000 | 3,379,000 | 4,819,000 |
| Provision for loan losses | 32,000 | 57,000 | 107,000 | 207,000 |
| Pretax income | 653,000 | 1,173,000 | 1,809,000 | 2,160,000 |
| Income tax | 190,000 | 335,000 | 470,000 | 674,000 |
| Net income | 463,000 | 838,000 | 1,339,000 | 1,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,217,000 | 19,459,000 | 19,826,000 | 19,840,000 |
| Total capital | 19,890,000 | 20,142,000 | 20,563,000 | 20,626,000 |
| Risk-weighted assets | 131,874,000 | 135,399,000 | 141,328,000 | 144,708,000 |