Call reports 2007
GRINNELL STATE BANK — 2007
What GRINNELL STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 133,383,000 | 135,109,000 | 133,754,000 | 139,885,000 |
| Total loans | 92,774,000 | 94,322,000 | 99,811,000 | 101,475,000 |
| Allowance for loan losses | 651,000 | 672,000 | 672,000 | 663,000 |
| Securities available for sale | 26,925,000 | 22,303,000 | 20,912,000 | 23,796,000 |
| Securities held to maturity | 5,269,000 | 4,215,000 | 4,179,000 | 3,597,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,242,000 | 105,784,000 | 103,669,000 | 108,561,000 |
| Interest-bearing deposits | 85,162,000 | 85,998,000 | 84,509,000 | 87,352,000 |
| Noninterest-bearing deposits | 19,080,000 | 19,786,000 | 19,160,000 | 21,209,000 |
| Equity capital | 17,917,000 | 18,183,000 | 18,368,000 | 18,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,108,000 | 4,234,000 | 6,401,000 | 8,622,000 |
| Interest expense | 826,000 | 1,675,000 | 2,568,000 | 3,488,000 |
| Net interest income | 1,282,000 | 2,559,000 | 3,833,000 | 5,134,000 |
| Noninterest income | 157,000 | 334,000 | 545,000 | 780,000 |
| Noninterest expense | 1,080,000 | 2,027,000 | 3,047,000 | 4,197,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 11,000 |
| Pretax income | 359,000 | 846,000 | 1,311,000 | 1,698,000 |
| Income tax | 92,000 | 93,000 | 353,000 | 487,000 |
| Net income | 267,000 | 753,000 | 958,000 | 1,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,123,000 | 17,536,000 | 17,668,000 | 17,847,000 |
| Total capital | 17,774,000 | 18,208,000 | 18,340,000 | 18,510,000 |
| Risk-weighted assets | 122,274,000 | 123,070,000 | 127,319,000 | 130,355,000 |