Call reports 2006
GRINNELL STATE BANK — 2006
What GRINNELL STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 127,280,000 | 130,561,000 | 128,506,000 | 132,646,000 |
| Total loans | 84,420,000 | 85,894,000 | 83,908,000 | 89,550,000 |
| Allowance for loan losses | 668,000 | 668,000 | 668,000 | 663,000 |
| Securities available for sale | 25,563,000 | 23,823,000 | 25,698,000 | 27,189,000 |
| Securities held to maturity | 7,205,000 | 5,852,000 | 6,232,000 | 5,763,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,439,000 | 102,323,000 | 100,737,000 | 103,791,000 |
| Interest-bearing deposits | 82,980,000 | 83,329,000 | 82,863,000 | 85,405,000 |
| Noninterest-bearing deposits | 17,459,000 | 18,994,000 | 17,874,000 | 18,386,000 |
| Equity capital | 16,991,000 | 17,028,000 | 17,564,000 | 17,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,762,000 | 3,625,000 | 5,590,000 | 7,586,000 |
| Interest expense | 625,000 | 1,287,000 | 1,977,000 | 2,724,000 |
| Net interest income | 1,137,000 | 2,338,000 | 3,613,000 | 4,862,000 |
| Noninterest income | 193,000 | 361,000 | 571,000 | 788,000 |
| Noninterest expense | 1,031,000 | 2,031,000 | 3,014,000 | 4,076,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 292,000 | 698,000 | 1,200,000 | 1,604,000 |
| Income tax | 68,000 | 171,000 | 285,000 | 435,000 |
| Net income | 224,000 | 527,000 | 915,000 | 1,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,204,000 | 16,435,000 | 16,749,000 | 16,930,000 |
| Total capital | 16,872,000 | 17,103,000 | 17,417,000 | 17,593,000 |
| Risk-weighted assets | 115,431,000 | 117,196,000 | 115,223,000 | 120,320,000 |