Call reports 2005
GRINNELL STATE BANK — 2005
What GRINNELL STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 123,053,000 | 125,256,000 | 124,989,000 | 128,407,000 |
| Total loans | 74,630,000 | 76,348,000 | 79,494,000 | 77,170,000 |
| Allowance for loan losses | 668,000 | 668,000 | 668,000 | 668,000 |
| Securities available for sale | 27,966,000 | 27,160,000 | 25,215,000 | 26,470,000 |
| Securities held to maturity | 9,919,000 | 9,733,000 | 9,338,000 | 9,111,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,415,000 | 97,562,000 | 97,591,000 | 98,078,000 |
| Interest-bearing deposits | 80,838,000 | 80,300,000 | 80,798,000 | 82,602,000 |
| Noninterest-bearing deposits | 15,577,000 | 17,262,000 | 16,793,000 | 15,476,000 |
| Equity capital | 16,427,000 | 16,782,000 | 16,844,000 | 16,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,598,000 | 3,232,000 | 4,926,000 | 6,675,000 |
| Interest expense | 433,000 | 905,000 | 1,459,000 | 2,065,000 |
| Net interest income | 1,165,000 | 2,327,000 | 3,467,000 | 4,610,000 |
| Noninterest income | 177,000 | 400,000 | 563,000 | 730,000 |
| Noninterest expense | 999,000 | 1,947,000 | 2,883,000 | 3,874,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 342,000 | 780,000 | 1,147,000 | 1,510,000 |
| Income tax | 92,000 | 203,000 | 306,000 | 376,000 |
| Net income | 250,000 | 577,000 | 841,000 | 1,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,299,000 | 15,583,000 | 15,804,000 | 16,054,000 |
| Total capital | 15,967,000 | 16,251,000 | 16,472,000 | 16,722,000 |
| Risk-weighted assets | 109,379,000 | 110,958,000 | 112,926,000 | 111,510,000 |