Call reports 2004
GRINNELL STATE BANK — 2004
What GRINNELL STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 122,957,000 | 121,494,000 | 124,387,000 | 124,804,000 |
| Total loans | 65,845,000 | 67,854,000 | 71,459,000 | 69,536,000 |
| Allowance for loan losses | 671,000 | 671,000 | 671,000 | 668,000 |
| Securities available for sale | 38,472,000 | 34,872,000 | 33,520,000 | 34,599,000 |
| Securities held to maturity | 9,041,000 | 8,213,000 | 9,443,000 | 10,021,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,874,000 | 96,036,000 | 96,955,000 | 97,271,000 |
| Interest-bearing deposits | 81,427,000 | 80,823,000 | 80,696,000 | 79,290,000 |
| Noninterest-bearing deposits | 15,447,000 | 15,213,000 | 16,259,000 | 17,981,000 |
| Equity capital | 16,358,000 | 16,069,000 | 16,595,000 | 16,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,577,000 | 3,124,000 | 4,677,000 | 6,289,000 |
| Interest expense | 391,000 | 759,000 | 1,142,000 | 1,545,000 |
| Net interest income | 1,186,000 | 2,365,000 | 3,535,000 | 4,744,000 |
| Noninterest income | 176,000 | 335,000 | 515,000 | 707,000 |
| Noninterest expense | 1,004,000 | 1,900,000 | 2,808,000 | 3,946,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 658,000 | 1,103,000 | 1,545,000 | 1,808,000 |
| Income tax | 170,000 | 295,000 | 403,000 | 479,000 |
| Net income | 488,000 | 808,000 | 1,142,000 | 1,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,382,000 | 14,657,000 | 14,948,000 | 15,093,000 |
| Total capital | 15,053,000 | 15,328,000 | 15,619,000 | 15,761,000 |
| Risk-weighted assets | 101,347,000 | 102,439,000 | 107,219,000 | 106,488,000 |