Call reports 2002
GRINNELL STATE BANK — 2002
What GRINNELL STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 114,516,000 | 115,492,000 | 121,627,000 | 125,650,000 |
| Total loans | 67,588,000 | 69,786,000 | 71,550,000 | 65,779,000 |
| Allowance for loan losses | 656,000 | 676,000 | 679,000 | 671,000 |
| Securities available for sale | 27,317,000 | 26,062,000 | 27,033,000 | 36,453,000 |
| Securities held to maturity | 9,814,000 | 9,520,000 | 9,486,000 | 8,730,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,588,000 | 90,643,000 | 94,650,000 | 98,984,000 |
| Interest-bearing deposits | 80,351,000 | 77,875,000 | 82,088,000 | 85,886,000 |
| Noninterest-bearing deposits | 11,237,000 | 12,768,000 | 12,562,000 | 13,098,000 |
| Equity capital | 13,731,000 | 14,386,000 | 14,837,000 | 14,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,828,000 | 3,673,000 | 5,497,000 | 7,222,000 |
| Interest expense | 649,000 | 1,272,000 | 1,881,000 | 2,464,000 |
| Net interest income | 1,179,000 | 2,401,000 | 3,616,000 | 4,758,000 |
| Noninterest income | 142,000 | 279,000 | 440,000 | 610,000 |
| Noninterest expense | 925,000 | 1,761,000 | 2,647,000 | 3,673,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 47,000 |
| Pretax income | 391,000 | 894,000 | 1,384,000 | 1,641,000 |
| Income tax | 108,000 | 277,000 | 449,000 | 401,000 |
| Net income | 283,000 | 617,000 | 935,000 | 1,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,906,000 | 12,287,000 | 12,652,000 | 12,763,000 |
| Total capital | 12,562,000 | 12,963,000 | 13,331,000 | 13,434,000 |
| Risk-weighted assets | 103,971,000 | 105,420,000 | 108,853,000 | 108,309,000 |