Call reports 2001
GRINNELL STATE BANK — 2001
What GRINNELL STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 111,301,000 | 110,327,000 | 113,261,000 | 116,670,000 |
| Total loans | 68,120,000 | 68,804,000 | 69,380,000 | 68,319,000 |
| Allowance for loan losses | 685,000 | 660,000 | 658,000 | 673,000 |
| Securities available for sale | 25,061,000 | 21,794,000 | 24,082,000 | 27,745,000 |
| Securities held to maturity | 8,840,000 | 9,652,000 | 9,948,000 | 10,032,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,995,000 | 92,815,000 | 93,912,000 | 95,912,000 |
| Interest-bearing deposits | 82,660,000 | 81,213,000 | 82,352,000 | 82,625,000 |
| Noninterest-bearing deposits | 11,335,000 | 11,602,000 | 11,560,000 | 13,287,000 |
| Equity capital | 12,964,000 | 13,462,000 | 13,863,000 | 13,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,991,000 | 3,993,000 | 6,015,000 | 7,989,000 |
| Interest expense | 961,000 | 1,887,000 | 2,785,000 | 3,598,000 |
| Net interest income | 1,030,000 | 2,106,000 | 3,230,000 | 4,391,000 |
| Noninterest income | 153,000 | 350,000 | 492,000 | 642,000 |
| Noninterest expense | 879,000 | 1,623,000 | 2,437,000 | 3,338,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 273,000 | 801,000 | 1,263,000 | 1,667,000 |
| Income tax | 67,000 | 107,000 | 329,000 | 535,000 |
| Net income | 206,000 | 694,000 | 934,000 | 1,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,752,000 | 11,263,000 | 11,564,000 | 11,576,000 |
| Total capital | 11,437,000 | 11,923,000 | 12,222,000 | 12,249,000 |
| Risk-weighted assets | 93,590,000 | 93,548,000 | 105,359,000 | 106,436,000 |