Call reports 2026
COMMERCIAL STATE BANK — 2026
What COMMERCIAL STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 72,803,000 | 75,505,000 |
| Total loans | 19,059,000 | 19,691,000 |
| Allowance for loan losses | 245,000 | 246,000 |
| Securities available for sale | 49,453,000 | 51,890,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 51,243,000 | 49,922,000 |
| Interest-bearing deposits | 45,959,000 | 45,237,000 |
| Noninterest-bearing deposits | 5,284,000 | 4,685,000 |
| Equity capital | 19,137,000 | 19,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 861,000 | 1,718,000 |
| Interest expense | 354,000 | 687,000 |
| Net interest income | 507,000 | 1,031,000 |
| Noninterest income | 5,000 | 7,000 |
| Noninterest expense | 182,000 | 326,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 330,000 | 712,000 |
| Income tax | 58,000 | 125,000 |
| Net income | 272,000 | 587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 21,532,000 | 21,848,000 |
| Total capital | 21,777,000 | — |
| Risk-weighted assets | 57,870,000 | — |