Call reports 2010

COMMERCIAL STATE BANK — 2010

Name: COMMERCIAL STATE BANK — FFIEC call report 2010
Creator: COMMERCIAL STATE BANK

What COMMERCIAL STATE BANK reported to the FFIEC in 2010, quarter by quarter.

PERIOD: 2010SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/eb1e7e0f-7a53-47cb-904c-0699105e44fa/2010

Balance sheet

What the bank holds and owes at quarter end

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Total assets	62,218,000	59,736,000	59,941,000	62,063,000
Total loans	14,464,000	14,925,000	14,940,000	14,002,000
Allowance for loan losses	214,000	105,000	215,000	215,000
Securities available for sale	42,108,000	38,922,000	35,345,000	44,748,000
Securities held to maturity	2,003,000	2,003,000	2,003,000	833,000
Trading assets	0	0	0	0
Total deposits	46,457,000	46,766,000	46,353,000	46,943,000
Interest-bearing deposits	44,681,000	45,031,000	44,451,000	44,623,000
Noninterest-bearing deposits	1,776,000	1,735,000	1,902,000	2,320,000
Equity capital	11,345,000	11,847,000	12,361,000	11,092,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Interest income	847,000	1,672,000	2,373,000	3,050,000
Interest expense	260,000	503,000	728,000	933,000
Net interest income	587,000	1,169,000	1,645,000	2,117,000
Noninterest income	12,000	22,000	36,000	65,000
Noninterest expense	180,000	363,000	524,000	785,000
Provision for loan losses	0	0	110,000	110,000
Pretax income	429,000	838,000	1,099,000	1,333,000
Income tax	96,000	188,000	225,000	268,000
Net income	333,000	650,000	874,000	1,065,000

Basel measures — not reported for every quarter

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Tier 1 capital	11,046,000	11,362,000	11,587,000	11,778,000
Total capital	11,260,000	11,467,000	11,802,000	11,993,000
Risk-weighted assets	23,830,000	24,319,000	25,780,000	24,078,000