Call reports 2001
COMMERCIAL STATE BANK — 2001
What COMMERCIAL STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 44,438,000 | 44,350,000 | 46,264,000 | 49,341,000 |
| Total loans | 8,090,000 | 8,922,000 | 9,171,000 | 9,297,000 |
| Allowance for loan losses | 228,000 | 229,000 | 229,000 | 229,000 |
| Securities available for sale | 34,871,000 | 33,647,000 | 35,476,000 | 37,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,170,000 | 30,447,000 | 30,952,000 | 31,427,000 |
| Interest-bearing deposits | 29,132,000 | 29,358,000 | 29,823,000 | 30,193,000 |
| Noninterest-bearing deposits | 1,038,000 | 1,089,000 | 1,129,000 | 1,234,000 |
| Equity capital | 6,587,000 | 6,609,000 | 6,938,000 | 6,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 741,000 | 1,518,000 | 2,294,000 | 3,072,000 |
| Interest expense | 450,000 | 936,000 | 1,386,000 | 1,796,000 |
| Net interest income | 291,000 | 582,000 | 908,000 | 1,276,000 |
| Noninterest income | 13,000 | 28,000 | 35,000 | 62,000 |
| Noninterest expense | 142,000 | 273,000 | 378,000 | 631,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 167,000 | 341,000 | 571,000 | 718,000 |
| Income tax | 39,000 | 84,000 | 153,000 | 187,000 |
| Net income | 241,000 | 423,000 | 622,000 | 816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,055,000 | 6,237,000 | 6,286,000 | 6,480,000 |
| Total capital | 6,272,000 | 6,466,000 | 6,515,000 | 6,709,000 |
| Risk-weighted assets | 17,384,000 | 18,439,000 | 18,897,000 | 20,865,000 |