Call report 2005Q1
GWINNETT BANKING COMPANY — 2005Q1
The 22 measures GWINNETT BANKING COMPANY reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 333,214,000 | USD | evidence → |
| Total loans | 282,500,000 | USD | evidence → |
| Allowance for loan losses | 3,125,000 | USD | evidence → |
| Securities available for sale | 30,261,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 301,077,000 | USD | evidence → |
| Interest-bearing deposits | 270,613,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,464,000 | USD | evidence → |
| Equity capital | 26,993,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,348,000 | USD | evidence → |
| Interest expense | 1,789,000 | USD | evidence → |
| Net interest income | 3,559,000 | USD | evidence → |
| Noninterest income | 698,000 | USD | evidence → |
| Noninterest expense | 2,017,000 | USD | evidence → |
| Provision for loan losses | 256,000 | USD | evidence → |
| Pretax income | 1,984,000 | USD | evidence → |
| Income tax | 718,000 | USD | evidence → |
| Net income | 1,266,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,275,000 | USD | evidence → |
| Total capital | 30,400,000 | USD | evidence → |
| Risk-weighted assets | 296,952,000 | USD | evidence → |