Call report 2004Q2
GWINNETT BANKING COMPANY — 2004Q2
The 22 measures GWINNETT BANKING COMPANY reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 281,099,000 | USD | evidence → |
| Total loans | 234,446,000 | USD | evidence → |
| Allowance for loan losses | 3,443,000 | USD | evidence → |
| Securities available for sale | 28,692,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 254,094,000 | USD | evidence → |
| Interest-bearing deposits | 226,449,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,645,000 | USD | evidence → |
| Equity capital | 23,590,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,669,000 | USD | evidence → |
| Interest expense | 2,524,000 | USD | evidence → |
| Net interest income | 5,145,000 | USD | evidence → |
| Noninterest income | 728,000 | USD | evidence → |
| Noninterest expense | 3,470,000 | USD | evidence → |
| Provision for loan losses | 466,000 | USD | evidence → |
| Pretax income | 1,952,000 | USD | evidence → |
| Income tax | 667,000 | USD | evidence → |
| Net income | 1,285,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,918,000 | USD | evidence → |
| Total capital | 26,987,000 | USD | evidence → |
| Risk-weighted assets | 245,278,000 | USD | evidence → |