Call report 2003Q4
GWINNETT BANKING COMPANY — 2003Q4
The 22 measures GWINNETT BANKING COMPANY reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 247,456,000 | USD | evidence → |
| Total loans | 215,137,000 | USD | evidence → |
| Allowance for loan losses | 3,029,000 | USD | evidence → |
| Securities available for sale | 22,501,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 222,608,000 | USD | evidence → |
| Interest-bearing deposits | 195,732,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,876,000 | USD | evidence → |
| Equity capital | 22,731,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,041,000 | USD | evidence → |
| Interest expense | 4,830,000 | USD | evidence → |
| Net interest income | 8,211,000 | USD | evidence → |
| Noninterest income | 1,468,000 | USD | evidence → |
| Noninterest expense | 5,597,000 | USD | evidence → |
| Provision for loan losses | 1,033,000 | USD | evidence → |
| Pretax income | 3,047,000 | USD | evidence → |
| Income tax | 1,024,000 | USD | evidence → |
| Net income | 2,023,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,634,000 | USD | evidence → |
| Total capital | 25,513,000 | USD | evidence → |
| Risk-weighted assets | 230,172,000 | USD | evidence → |