Call report 2002Q4
GWINNETT BANKING COMPANY — 2002Q4
The 22 measures GWINNETT BANKING COMPANY reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 198,172,000 | USD | evidence → |
| Total loans | 160,166,000 | USD | evidence → |
| Allowance for loan losses | 2,174,000 | USD | evidence → |
| Securities available for sale | 20,282,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 175,369,000 | USD | evidence → |
| Interest-bearing deposits | 159,351,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,018,000 | USD | evidence → |
| Equity capital | 20,811,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,430,000 | USD | evidence → |
| Interest expense | 5,029,000 | USD | evidence → |
| Net interest income | 6,401,000 | USD | evidence → |
| Noninterest income | 678,000 | USD | evidence → |
| Noninterest expense | 4,953,000 | USD | evidence → |
| Provision for loan losses | 644,000 | USD | evidence → |
| Pretax income | 1,482,000 | USD | evidence → |
| Income tax | 483,000 | USD | evidence → |
| Net income | 999,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,611,000 | USD | evidence → |
| Total capital | 22,743,000 | USD | evidence → |
| Risk-weighted assets | 170,504,000 | USD | evidence → |