Call reports 2026
CITIZENS BANK & TRUST CO. OF JACKSON — 2026
What CITIZENS BANK & TRUST CO. OF JACKSON reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 216,358,000 | 217,266,000 |
| Total loans | 162,887,000 | 162,604,000 |
| Allowance for loan losses | 2,089,000 | 2,053,000 |
| Securities available for sale | 23,326,000 | 23,304,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 190,731,000 | 190,888,000 |
| Interest-bearing deposits | 156,640,000 | 156,579,000 |
| Noninterest-bearing deposits | 34,091,000 | 34,309,000 |
| Equity capital | 22,389,000 | 22,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,012,000 | 6,060,000 |
| Interest expense | 815,000 | 1,649,000 |
| Net interest income | 2,197,000 | 4,411,000 |
| Noninterest income | 420,000 | 805,000 |
| Noninterest expense | 2,031,000 | 4,056,000 |
| Provision for loan losses | 30,000 | 60,000 |
| Pretax income | 556,000 | 1,100,000 |
| Income tax | 0 | 0 |
| Net income | 556,000 | 1,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 20,345,000 | 20,889,000 |
| Total capital | 22,203,000 | 22,711,000 |
| Risk-weighted assets | 148,427,000 | 145,545,000 |