Call reports 2024
CITIZENS BANK & TRUST CO. OF JACKSON — 2024
What CITIZENS BANK & TRUST CO. OF JACKSON reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 206,583,000 | 205,138,000 | 207,165,000 | 208,985,000 |
| Total loans | 151,530,000 | 152,643,000 | 151,218,000 | 158,353,000 |
| Allowance for loan losses | 2,069,000 | 2,000,000 | 2,021,000 | 2,040,000 |
| Securities available for sale | 20,315,000 | 20,339,000 | 23,975,000 | 25,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,305,000 | 182,588,000 | 183,411,000 | 185,277,000 |
| Interest-bearing deposits | 147,606,000 | 145,680,000 | 145,352,000 | 147,594,000 |
| Noninterest-bearing deposits | 35,699,000 | 36,908,000 | 38,059,000 | 37,683,000 |
| Equity capital | 20,169,000 | 19,474,000 | 20,537,000 | 20,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,782,000 | 5,672,000 | 8,656,000 | 11,619,000 |
| Interest expense | 849,000 | 1,676,000 | 2,501,000 | 3,322,000 |
| Net interest income | 1,933,000 | 3,996,000 | 6,155,000 | 8,297,000 |
| Noninterest income | 496,000 | 935,000 | 1,458,000 | 1,961,000 |
| Noninterest expense | 1,828,000 | 3,615,000 | 5,442,000 | 7,351,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 90,000 |
| Pretax income | 601,000 | 1,316,000 | 2,151,000 | 2,817,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 601,000 | 1,316,000 | 2,151,000 | 2,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,762,000 | 17,977,000 | 18,612,000 | 19,218,000 |
| Total capital | 20,501,000 | 19,727,000 | 20,366,000 | 21,037,000 |
| Risk-weighted assets | 138,848,000 | 139,812,000 | 140,119,000 | 145,340,000 |