Call reports 2021
CITIZENS BANK & TRUST CO. OF JACKSON — 2021
What CITIZENS BANK & TRUST CO. OF JACKSON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 172,504,000 | 170,832,000 | 172,527,000 | 171,688,000 |
| Total loans | 105,771,000 | 108,523,000 | 104,724,000 | 109,024,000 |
| Allowance for loan losses | 1,546,000 | 1,537,000 | 1,524,000 | 1,527,000 |
| Securities available for sale | 20,546,000 | 21,511,000 | 19,447,000 | 19,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,009,000 | 154,865,000 | 156,334,000 | 155,439,000 |
| Interest-bearing deposits | 126,335,000 | 126,092,000 | 128,213,000 | 127,460,000 |
| Noninterest-bearing deposits | 30,674,000 | 28,773,000 | 28,121,000 | 27,979,000 |
| Equity capital | 14,915,000 | 15,342,000 | 15,561,000 | 15,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,653,000 | 3,210,000 | 4,591,000 | 6,058,000 |
| Interest expense | 171,000 | 318,000 | 443,000 | 547,000 |
| Net interest income | 1,482,000 | 2,892,000 | 4,148,000 | 5,511,000 |
| Noninterest income | 396,000 | 813,000 | 1,226,000 | 1,658,000 |
| Noninterest expense | 1,404,000 | 2,758,000 | 4,166,000 | 5,634,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 475,000 | 951,000 | 1,212,000 | 1,512,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 475,000 | 951,000 | 1,212,000 | 1,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,666,000 | 13,142,000 | 13,403,000 | 13,703,000 |
| Total capital | 13,785,000 | 14,351,000 | 14,576,000 | 14,908,000 |
| Risk-weighted assets | 89,131,000 | 96,399,000 | 93,516,000 | 96,141,000 |