Call reports 2020
CITIZENS BANK & TRUST CO. OF JACKSON — 2020
What CITIZENS BANK & TRUST CO. OF JACKSON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 152,190,000 | 161,727,000 | 160,601,000 | 161,718,000 |
| Total loans | 109,250,000 | 108,286,000 | 108,694,000 | 103,832,000 |
| Allowance for loan losses | 1,096,000 | 1,055,000 | 1,081,000 | 1,561,000 |
| Securities available for sale | 10,210,000 | 15,403,000 | 15,336,000 | 15,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,192,000 | 146,251,000 | 144,955,000 | 146,452,000 |
| Interest-bearing deposits | 115,013,000 | 117,666,000 | 117,615,000 | 121,165,000 |
| Noninterest-bearing deposits | 22,179,000 | 28,585,000 | 27,340,000 | 25,287,000 |
| Equity capital | 14,257,000 | 14,649,000 | 14,800,000 | 14,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,639,000 | 3,361,000 | 4,810,000 | 6,231,000 |
| Interest expense | 298,000 | 572,000 | 813,000 | 1,028,000 |
| Net interest income | 1,341,000 | 2,789,000 | 3,997,000 | 5,203,000 |
| Noninterest income | 456,000 | 843,000 | 1,272,000 | 1,683,000 |
| Noninterest expense | 1,459,000 | 2,834,000 | 4,217,000 | 5,551,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 800,000 |
| Pretax income | 265,000 | 650,000 | 831,000 | 539,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 265,000 | 650,000 | 831,000 | 539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,917,000 | 12,302,000 | 12,483,000 | 12,191,000 |
| Total capital | 13,013,000 | 13,357,000 | 13,564,000 | 13,404,000 |
| Risk-weighted assets | 101,437,000 | 97,569,000 | 101,866,000 | 96,698,000 |