Call reports 2019
CITIZENS BANK & TRUST CO. OF JACKSON — 2019
What CITIZENS BANK & TRUST CO. OF JACKSON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 144,942,000 | 141,281,000 | 139,455,000 | 144,781,000 |
| Total loans | 105,277,000 | 107,716,000 | 109,702,000 | 110,581,000 |
| Allowance for loan losses | 1,046,000 | 1,066,000 | 1,052,000 | 1,006,000 |
| Securities available for sale | 10,079,000 | 10,039,000 | 10,093,000 | 10,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,883,000 | 126,166,000 | 123,841,000 | 129,946,000 |
| Interest-bearing deposits | 111,595,000 | 109,002,000 | 107,207,000 | 112,424,000 |
| Noninterest-bearing deposits | 18,288,000 | 17,164,000 | 16,634,000 | 17,522,000 |
| Equity capital | 14,015,000 | 14,339,000 | 14,696,000 | 14,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,781,000 | 3,428,000 | 5,113,000 | 6,772,000 |
| Interest expense | 254,000 | 535,000 | 823,000 | 1,118,000 |
| Net interest income | 1,527,000 | 2,893,000 | 4,290,000 | 5,654,000 |
| Noninterest income | 389,000 | 804,000 | 1,224,000 | 1,650,000 |
| Noninterest expense | 1,400,000 | 2,842,000 | 4,243,000 | 5,698,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 900,000 |
| Pretax income | 457,000 | 721,000 | 1,062,000 | 722,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 457,000 | 721,000 | 1,062,000 | 722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,865,000 | 12,129,000 | 12,470,000 | 11,802,000 |
| Total capital | 12,911,000 | 13,195,000 | 13,522,000 | 12,808,000 |
| Risk-weighted assets | 106,355,000 | 104,966,000 | 107,554,000 | 102,572,000 |