Call reports 2018
CITIZENS BANK & TRUST CO. OF JACKSON — 2018
What CITIZENS BANK & TRUST CO. OF JACKSON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 145,928,000 | 145,983,000 | 143,116,000 | 146,259,000 |
| Total loans | 111,975,000 | 110,363,000 | 105,802,000 | 106,057,000 |
| Allowance for loan losses | 1,364,000 | 1,039,000 | 1,024,000 | 952,000 |
| Securities available for sale | 9,554,000 | 9,500,000 | 9,471,000 | 10,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,060,000 | 131,449,000 | 128,343,000 | 131,393,000 |
| Interest-bearing deposits | 113,796,000 | 113,704,000 | 111,927,000 | 113,384,000 |
| Noninterest-bearing deposits | 17,264,000 | 17,745,000 | 16,416,000 | 18,009,000 |
| Equity capital | 12,717,000 | 12,663,000 | 13,035,000 | 13,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,530,000 | 3,124,000 | 4,748,000 | 6,403,000 |
| Interest expense | 226,000 | 465,000 | 712,000 | 969,000 |
| Net interest income | 1,304,000 | 2,659,000 | 4,036,000 | 5,434,000 |
| Noninterest income | 420,000 | 808,000 | 1,202,000 | 1,608,000 |
| Noninterest expense | 1,365,000 | 2,691,000 | 4,069,000 | 5,474,000 |
| Provision for loan losses | 120,000 | 580,000 | 580,000 | 580,000 |
| Pretax income | 239,000 | 196,000 | 589,000 | 988,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 239,000 | 196,000 | 589,000 | 988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,659,000 | 10,615,000 | 11,008,000 | 11,408,000 |
| Total capital | 12,023,000 | 11,654,000 | 12,032,000 | 12,360,000 |
| Risk-weighted assets | 111,681,000 | 109,110,000 | 100,695,000 | 104,505,000 |