Call reports 2017
CITIZENS BANK & TRUST CO. OF JACKSON — 2017
What CITIZENS BANK & TRUST CO. OF JACKSON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 155,490,000 | 146,963,000 | 148,397,000 | 143,766,000 |
| Total loans | 116,970,000 | 114,250,000 | 113,932,000 | 112,536,000 |
| Allowance for loan losses | 2,576,000 | 2,437,000 | 2,496,000 | 1,249,000 |
| Securities available for sale | 8,755,000 | 8,735,000 | 8,721,000 | 9,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,370,000 | 129,854,000 | 131,259,000 | 128,643,000 |
| Interest-bearing deposits | 120,610,000 | 113,495,000 | 113,695,000 | 112,734,000 |
| Noninterest-bearing deposits | 17,760,000 | 16,359,000 | 17,564,000 | 15,909,000 |
| Equity capital | 13,445,000 | 13,643,000 | 13,860,000 | 12,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,508,000 | 3,042,000 | 4,591,000 | 6,161,000 |
| Interest expense | 224,000 | 447,000 | 670,000 | 897,000 |
| Net interest income | 1,284,000 | 2,595,000 | 3,921,000 | 5,264,000 |
| Noninterest income | 393,000 | 805,000 | 1,259,000 | 1,685,000 |
| Noninterest expense | 1,351,000 | 2,722,000 | 4,058,000 | 5,478,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 1,827,000 |
| Pretax income | 206,000 | 438,000 | 762,000 | -356,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 206,000 | 438,000 | 762,000 | -356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,290,000 | 11,489,000 | 11,707,000 | 10,480,000 |
| Total capital | 12,720,000 | 12,889,000 | 13,156,000 | 11,729,000 |
| Risk-weighted assets | 113,297,000 | 110,964,000 | 114,922,000 | 111,166,000 |