Call reports 2025
SECURITY BANK & TRUST COMPANY — 2025
What SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,209,036,000 | 1,214,409,000 | 1,296,396,000 | 1,286,708,000 |
| Total loans | 793,286,000 | 823,216,000 | 830,208,000 | 846,072,000 |
| Allowance for loan losses | 7,080,000 | 7,219,000 | 7,474,000 | 8,432,000 |
| Securities available for sale | 251,383,000 | 263,391,000 | 276,098,000 | 277,356,000 |
| Securities held to maturity | 60,297,000 | 75,090,000 | 86,328,000 | 94,697,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,094,670,000 | 1,095,202,000 | 1,176,906,000 | 1,161,514,000 |
| Interest-bearing deposits | 944,754,000 | 944,936,000 | 1,014,362,000 | 1,002,188,000 |
| Noninterest-bearing deposits | 149,916,000 | 150,266,000 | 162,544,000 | 159,326,000 |
| Equity capital | 111,048,000 | 115,253,000 | 114,929,000 | 122,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,458,000 | 32,077,000 | 49,292,000 | 67,061,000 |
| Interest expense | 5,411,000 | 10,993,000 | 16,887,000 | 22,716,000 |
| Net interest income | 10,047,000 | 21,084,000 | 32,405,000 | 44,345,000 |
| Noninterest income | 1,163,000 | 2,033,000 | 3,173,000 | 6,398,000 |
| Noninterest expense | 6,453,000 | 13,105,000 | 19,674,000 | 26,826,000 |
| Provision for loan losses | 193,000 | 337,000 | 591,000 | 1,544,000 |
| Pretax income | 4,519,000 | 9,539,000 | 15,121,000 | 22,225,000 |
| Income tax | 537,000 | 941,000 | 1,409,000 | 1,996,000 |
| Net income | 3,982,000 | 8,598,000 | 13,712,000 | 20,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,960,000 | 108,919,000 | 107,869,000 | 114,712,000 |
| Total capital | 113,625,000 | 116,813,000 | 116,075,000 | 123,832,000 |
| Risk-weighted assets | 771,774,000 | 817,391,000 | 836,690,000 | 851,467,000 |