Call reports 2023
SECURITY BANK & TRUST COMPANY — 2023
What SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 707,309,000 | 702,503,000 | 708,993,000 | 734,025,000 |
| Total loans | 398,386,000 | 409,719,000 | 423,880,000 | 453,714,000 |
| Allowance for loan losses | 5,626,000 | 5,626,000 | 5,624,000 | 5,153,000 |
| Securities available for sale | 173,912,000 | 169,210,000 | 179,633,000 | 210,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 644,954,000 | 639,776,000 | 650,427,000 | 668,816,000 |
| Interest-bearing deposits | 522,445,000 | 533,628,000 | 550,303,000 | 573,372,000 |
| Noninterest-bearing deposits | 122,509,000 | 106,148,000 | 100,124,000 | 95,444,000 |
| Equity capital | 60,496,000 | 61,319,000 | 56,652,000 | 63,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,913,000 | 14,579,000 | 22,384,000 | 30,827,000 |
| Interest expense | 1,847,000 | 4,061,000 | 6,706,000 | 9,742,000 |
| Net interest income | 5,066,000 | 10,518,000 | 15,678,000 | 21,085,000 |
| Noninterest income | 809,000 | 1,835,000 | 2,714,000 | 3,782,000 |
| Noninterest expense | 3,335,000 | 6,642,000 | 9,714,000 | 13,504,000 |
| Provision for loan losses | 0 | 0 | 0 | 65,000 |
| Pretax income | 2,541,000 | 5,712,000 | 8,679,000 | 11,055,000 |
| Income tax | 291,000 | 586,000 | 859,000 | 966,000 |
| Net income | 2,250,000 | 5,126,000 | 7,820,000 | 10,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,423,000 | 67,380,000 | 63,909,000 | 65,744,000 |
| Total capital | 70,187,000 | 72,310,000 | 69,041,000 | 71,111,000 |
| Risk-weighted assets | 380,262,000 | 393,723,000 | 410,136,000 | 429,360,000 |