Call reports 2022
SECURITY BANK & TRUST COMPANY — 2022
What SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 728,089,000 | 702,723,000 | 706,042,000 | 712,980,000 |
| Total loans | 357,527,000 | 370,865,000 | 390,300,000 | 397,987,000 |
| Allowance for loan losses | 4,784,000 | 4,784,000 | 4,834,000 | 5,635,000 |
| Securities available for sale | 141,376,000 | 161,703,000 | 192,855,000 | 184,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 666,275,000 | 639,935,000 | 644,517,000 | 648,736,000 |
| Interest-bearing deposits | 512,534,000 | 510,500,000 | 519,746,000 | 516,428,000 |
| Noninterest-bearing deposits | 153,741,000 | 129,435,000 | 124,771,000 | 132,308,000 |
| Equity capital | 61,025,000 | 61,881,000 | 60,306,000 | 63,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,377,000 | 9,257,000 | 15,217,000 | 22,036,000 |
| Interest expense | 272,000 | 638,000 | 1,184,000 | 2,414,000 |
| Net interest income | 4,105,000 | 8,619,000 | 14,033,000 | 19,622,000 |
| Noninterest income | 1,112,000 | 2,369,000 | 3,326,000 | 4,414,000 |
| Noninterest expense | 3,193,000 | 6,414,000 | 9,532,000 | 13,017,000 |
| Provision for loan losses | -800,000 | -800,000 | -800,000 | 0 |
| Pretax income | 2,820,000 | 5,370,000 | 8,623,000 | 11,015,000 |
| Income tax | 264,000 | 508,000 | 775,000 | 999,000 |
| Net income | 2,556,000 | 4,862,000 | 7,848,000 | 10,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,851,000 | 65,196,000 | 68,222,000 | 70,428,000 |
| Total capital | 67,267,000 | 69,785,000 | 72,976,000 | 75,191,000 |
| Risk-weighted assets | 352,981,000 | 366,956,000 | 380,275,000 | 380,185,000 |