Call reports 2021
SECURITY BANK & TRUST COMPANY — 2021
What SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 735,525,000 | 729,342,000 | 689,781,000 | 718,518,000 |
| Total loans | 382,560,000 | 375,725,000 | 374,352,000 | 380,295,000 |
| Allowance for loan losses | 5,585,000 | 5,586,000 | 5,586,000 | 5,585,000 |
| Securities available for sale | 148,590,000 | 128,819,000 | 124,224,000 | 130,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 672,100,000 | 663,360,000 | 621,732,000 | 651,169,000 |
| Interest-bearing deposits | 557,604,000 | 549,069,000 | 497,849,000 | 514,130,000 |
| Noninterest-bearing deposits | 114,496,000 | 114,291,000 | 123,883,000 | 137,039,000 |
| Equity capital | 62,647,000 | 64,946,000 | 66,795,000 | 66,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,790,000 | 10,924,000 | 15,462,000 | 20,006,000 |
| Interest expense | 624,000 | 1,115,000 | 1,514,000 | 1,840,000 |
| Net interest income | 5,166,000 | 9,809,000 | 13,948,000 | 18,166,000 |
| Noninterest income | 1,143,000 | 2,311,000 | 3,372,000 | 4,593,000 |
| Noninterest expense | 2,976,000 | 6,044,000 | 8,977,000 | 12,275,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,327,000 | 6,070,000 | 8,337,000 | 10,478,000 |
| Income tax | 0 | 10,000 | 10,000 | 920,000 |
| Net income | 3,327,000 | 6,060,000 | 8,327,000 | 9,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,907,000 | 61,679,000 | 63,986,000 | 65,256,000 |
| Total capital | 63,341,000 | 66,116,000 | 68,450,000 | 69,850,000 |
| Risk-weighted assets | 353,588,000 | 353,817,000 | 356,041,000 | 366,560,000 |