Call reports 2020
SECURITY BANK & TRUST COMPANY — 2020
What SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 588,947,000 | 664,958,000 | 699,350,000 | 684,734,000 |
| Total loans | 376,657,000 | 414,123,000 | 404,496,000 | 403,409,000 |
| Allowance for loan losses | 5,146,000 | 5,209,000 | 5,397,000 | 5,585,000 |
| Securities available for sale | 134,735,000 | 149,720,000 | 169,912,000 | 165,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 532,768,000 | 604,342,000 | 636,603,000 | 621,036,000 |
| Interest-bearing deposits | 449,239,000 | 501,561,000 | 516,099,000 | 509,453,000 |
| Noninterest-bearing deposits | 83,529,000 | 102,781,000 | 120,504,000 | 111,583,000 |
| Equity capital | 55,099,000 | 59,310,000 | 61,278,000 | 63,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,424,000 | 12,030,000 | 17,329,000 | 22,517,000 |
| Interest expense | 1,166,000 | 2,152,000 | 3,064,000 | 3,846,000 |
| Net interest income | 4,258,000 | 9,878,000 | 14,265,000 | 18,671,000 |
| Noninterest income | 757,000 | 1,710,000 | 2,603,000 | 3,986,000 |
| Noninterest expense | 3,019,000 | 5,977,000 | 8,796,000 | 12,082,000 |
| Provision for loan losses | 0 | 63,000 | 250,000 | 438,000 |
| Pretax income | 1,996,000 | 5,548,000 | 7,822,000 | 10,137,000 |
| Income tax | 0 | 10,000 | 10,000 | 10,000 |
| Net income | 1,996,000 | 5,538,000 | 7,812,000 | 10,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,290,000 | 53,872,000 | 56,185,000 | 58,539,000 |
| Total capital | 55,112,000 | 58,801,000 | 60,872,000 | 63,305,000 |
| Risk-weighted assets | 385,472,000 | 394,063,000 | 374,270,000 | 380,498,000 |