Call reports 2019
SECURITY BANK & TRUST COMPANY — 2019
What SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 514,356,000 | 525,552,000 | 569,977,000 | 581,467,000 |
| Total loans | 322,148,000 | 341,215,000 | 340,494,000 | 358,566,000 |
| Allowance for loan losses | 5,538,000 | 5,375,000 | 5,391,000 | 5,145,000 |
| Securities available for sale | 137,131,000 | 138,465,000 | 138,810,000 | 141,585,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 463,910,000 | 471,106,000 | 512,171,000 | 522,649,000 |
| Interest-bearing deposits | 391,141,000 | 399,698,000 | 431,874,000 | 439,470,000 |
| Noninterest-bearing deposits | 72,769,000 | 71,408,000 | 80,297,000 | 83,179,000 |
| Equity capital | 49,375,000 | 53,018,000 | 56,106,000 | 57,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,578,000 | 9,792,000 | 15,294,000 | 20,706,000 |
| Interest expense | 1,087,000 | 2,334,000 | 3,657,000 | 4,895,000 |
| Net interest income | 3,491,000 | 7,458,000 | 11,637,000 | 15,811,000 |
| Noninterest income | 819,000 | 2,008,000 | 3,199,000 | 4,340,000 |
| Noninterest expense | 2,860,000 | 5,834,000 | 8,734,000 | 12,171,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,450,000 | 3,632,000 | 6,114,000 | 7,994,000 |
| Income tax | 2,000 | 13,000 | 13,000 | 13,000 |
| Net income | 1,448,000 | 3,619,000 | 6,101,000 | 7,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,471,000 | 51,665,000 | 53,833,000 | 55,754,000 |
| Total capital | 53,664,000 | 56,085,000 | 58,277,000 | 60,348,000 |
| Risk-weighted assets | 334,109,000 | 352,690,000 | 354,591,000 | 366,993,000 |