Call reports 2017
SECURITY BANK & TRUST COMPANY — 2017
What SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 510,829,000 | 518,793,000 | 509,797,000 | 513,360,000 |
| Total loans | 272,678,000 | 295,708,000 | 291,511,000 | 305,154,000 |
| Allowance for loan losses | 5,109,000 | 5,145,000 | 5,228,000 | 5,528,000 |
| Securities available for sale | 210,272,000 | 189,604,000 | 188,674,000 | 169,869,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 466,463,000 | 469,654,000 | 458,287,000 | 462,809,000 |
| Interest-bearing deposits | 397,697,000 | 397,092,000 | 387,861,000 | 384,562,000 |
| Noninterest-bearing deposits | 68,766,000 | 72,562,000 | 70,426,000 | 78,247,000 |
| Equity capital | 43,459,000 | 47,932,000 | 50,037,000 | 49,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,192,000 | 8,602,000 | 13,075,000 | 17,701,000 |
| Interest expense | 570,000 | 1,182,000 | 1,820,000 | 2,495,000 |
| Net interest income | 3,622,000 | 7,420,000 | 11,255,000 | 15,206,000 |
| Noninterest income | 935,000 | 2,239,000 | 3,093,000 | 4,153,000 |
| Noninterest expense | 2,745,000 | 5,517,000 | 7,998,000 | 10,845,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 1,812,000 | 4,121,000 | 6,352,000 | 8,216,000 |
| Income tax | 0 | 5,000 | 7,000 | 10,000 |
| Net income | 1,812,000 | 4,116,000 | 6,345,000 | 8,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,278,000 | 46,602,000 | 48,851,000 | 50,733,000 |
| Total capital | 48,234,000 | 50,716,000 | 52,897,000 | 54,882,000 |
| Risk-weighted assets | 315,386,000 | 328,135,000 | 322,529,000 | 330,619,000 |