Call reports 2016
SECURITY BANK & TRUST COMPANY — 2016
What SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 497,459,000 | 516,183,000 | 516,476,000 | 526,705,000 |
| Total loans | 251,008,000 | 262,313,000 | 261,257,000 | 257,664,000 |
| Allowance for loan losses | 5,251,000 | 5,215,000 | 5,183,000 | 5,108,000 |
| Securities available for sale | 194,752,000 | 192,260,000 | 197,689,000 | 216,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 452,610,000 | 466,245,000 | 464,584,000 | 478,175,000 |
| Interest-bearing deposits | 383,307,000 | 398,332,000 | 396,354,000 | 407,878,000 |
| Noninterest-bearing deposits | 69,303,000 | 67,913,000 | 68,230,000 | 70,297,000 |
| Equity capital | 44,003,000 | 48,849,000 | 50,553,000 | 47,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,954,000 | 8,039,000 | 12,149,000 | 16,253,000 |
| Interest expense | 506,000 | 1,030,000 | 1,574,000 | 2,139,000 |
| Net interest income | 3,448,000 | 7,009,000 | 10,575,000 | 14,114,000 |
| Noninterest income | 747,000 | 1,726,000 | 2,759,000 | 3,951,000 |
| Noninterest expense | 2,404,000 | 4,903,000 | 7,199,000 | 10,034,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,791,000 | 3,848,000 | 6,191,000 | 8,087,000 |
| Income tax | 0 | 5,000 | 7,000 | 10,000 |
| Net income | 1,791,000 | 3,843,000 | 6,184,000 | 8,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,042,000 | 44,108,000 | 46,465,000 | 48,373,000 |
| Total capital | 45,852,000 | 48,002,000 | 50,270,000 | 52,215,000 |
| Risk-weighted assets | 303,399,000 | 310,248,000 | 303,037,000 | 306,158,000 |