Call reports 2015
SECURITY BANK & TRUST COMPANY — 2015
What SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 450,174,000 | 455,943,000 | 491,901,000 | 492,426,000 |
| Total loans | 252,829,000 | 264,659,000 | 261,902,000 | 251,861,000 |
| Allowance for loan losses | 5,125,000 | 5,133,000 | 5,155,000 | 5,249,000 |
| Securities available for sale | 166,021,000 | 162,116,000 | 194,722,000 | 204,116,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 407,886,000 | 411,674,000 | 444,771,000 | 445,512,000 |
| Interest-bearing deposits | 341,947,000 | 355,518,000 | 379,444,000 | 378,102,000 |
| Noninterest-bearing deposits | 65,939,000 | 56,156,000 | 65,327,000 | 67,410,000 |
| Equity capital | 40,580,000 | 42,206,000 | 44,761,000 | 46,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,757,000 | 7,614,000 | 11,519,000 | 15,312,000 |
| Interest expense | 455,000 | 916,000 | 1,401,000 | 1,904,000 |
| Net interest income | 3,302,000 | 6,698,000 | 10,118,000 | 13,408,000 |
| Noninterest income | 757,000 | 1,751,000 | 2,516,000 | 3,522,000 |
| Noninterest expense | 2,421,000 | 5,024,000 | 7,525,000 | 10,026,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,638,000 | 3,425,000 | 5,077,000 | 6,879,000 |
| Income tax | 0 | 5,000 | 7,000 | 10,000 |
| Net income | 1,638,000 | 3,420,000 | 5,070,000 | 6,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,923,000 | 42,716,000 | 44,375,000 | 46,183,000 |
| Total capital | 44,688,000 | 46,567,000 | 48,202,000 | 50,019,000 |
| Risk-weighted assets | 299,861,000 | 306,875,000 | 304,859,000 | 305,474,000 |